111910

Tobacco Farming

Cyber Liability Insurance for NAICS 111910

CYB

Ranked reasons a business in NAICS 111910, Tobacco Farming, needs Cyber Liability coverage. Each reason is specific to how this industry actually loses money, and ends with the question to ask before the objection comes up.

  1. 01

    Curing barns are held by automated controls for weeks.

    • Temperature and humidity are held on a schedule through the cure.
    • Barn controllers run that schedule automatically, often unattended overnight.
    • A failed cure ruins every barn of leaf it holds.
    ASK
    Are your curing barns run by automated temperature and humidity controls?
  2. 02

    Contracts set grade, quantity, and delivery date.

    • Leaf is grown on contract to a specific company and specification.
    • Grade is assessed at delivery and paid accordingly.
    • A missed delivery window or downgrade cuts the payment for the year.
    ASK
    Do you grow on contract with set delivery dates and grade specifications?
  3. 03

    Buyers pay large settlements by electronic transfer.

    • Contract payments arrive after delivery and grading.
    • A faked banking change diverts an entire delivery payment.
    • The crop is settled in a small number of large payments.
    ASK
    Do you receive payment or banking instructions from buyers by email?

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