115115

Farm Labor Contractors and Crew Leaders

Cyber Liability Insurance for NAICS 115115

CYB

Ranked reasons a business in NAICS 115115, Farm Labor Contractors and Crew Leaders, needs Cyber Liability coverage. Each reason is specific to how this industry actually loses money, and ends with the question to ask before the objection comes up.

  1. 01

    You hold complete personal files on every worker.

    • Names, addresses, social security numbers, and work authorisation documents are on file.
    • Payroll and housing records are kept for regulatory inspection.
    • That file set is everything an identity thief needs.
    ASK
    What personal identification documents do you hold for your workers?
  2. 02

    Registration and recordkeeping are federally required.

    • Farm labor contractors must be registered and keep detailed payroll and disclosure records.
    • Those records are inspected and penalties apply for failures.
    • Loss of registration ends the ability to operate at all.
    ASK
    What payroll and disclosure records does your registration require you to keep?
  3. 03

    Payroll must run on time for hundreds of workers.

    • Crews are paid weekly, often by piece rate recorded in the field.
    • Hours, piece counts, and pay rates are captured electronically.
    • A missed payroll stops the crews and triggers wage claims.
    ASK
    How are worker hours and piece rates recorded and paid?

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