Cyber Liability Insurance for NAICS 324122

Ranked reasons a business in NAICS 324122, Asphalt Shingle and Coating Materials Manufacturing, needs Cyber Liability coverage. Each reason is specific to how this industry actually loses money, and ends with the question to ask before the objection comes up.

1. 01

   Shingles carry wind and fire ratings used in code and insurance.

   • Ratings are established by testing and relied on by builders and insurers.
   • Manufacturing parameters determine whether product meets those ratings.
   • Shingles below rating fail in the storm they were rated for.

   ASK

   How are your product test results linked to production runs?

2. 02

   Warranty exposure runs for decades.

   • Shingle warranties run twenty years or longer from installation.
   • Production records establish what was made and when.
   • A manufacturing defect produces claims across an entire production period.

   ASK

   How long do you retain production and test records?

3. 03

   The line runs continuously with hot asphalt.

   • Saturating, coating, and surfacing run as one continuous high temperature process.
   • Hot asphalt systems carry fire risk when control is lost.
   • An unplanned stop wastes material and takes hours to restart.

   ASK

   Is your production line run by a central process control system?