Cyber Liability Insurance for NAICS 923130
CYBRanked reasons a business in NAICS 923130, Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs), needs Cyber Liability coverage. Each reason is specific to how this industry actually loses money, and ends with the question to ask before the objection comes up.
- 01
Benefit payments are how people eat and pay rent.
- Benefit determinations and payments run through your systems.
- Recipients have no alternative income.
- A payment failure means people cannot buy food or pay rent.
- ASK
- How many recipients depend on payments from your systems?
- 02
Recipient data covers the most vulnerable people.
- Records carry identity, income, health, family, and household information.
- Recipients have no choice about providing it.
- Every affected recipient must be notified.
- ASK
- How many recipient records do your systems hold?
- 03
Benefit fraud targets your systems directly.
- Fraudulent claims and account takeovers divert benefit payments.
- Legitimate recipients find their benefits already claimed.
- Recovery for the recipient takes months they cannot afford.
- ASK
- What controls protect benefit accounts against fraudulent claims?
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